Automate debt collection outreach with FDCPA-compliant AI voice agents. Payment reminder calls, right-party contact verification, and payment plan negotiation at scale.
Automate payment reminder calls, right-party contact verification, and payment plan outreach - with FDCPA guardrails built in and live transfer to human collectors for willing-to-pay accounts.
Let VoiceOI handle the high-volume outreach while your collectors focus on the accounts that need a human touch.
Verify debtor identity before any disclosure. VoiceOI runs multi-number dialing sequences and AMD detection to maximize right-party contact rates.
Present payment plan options, capture debtor intent, and route willing-to-pay accounts to a human collector in real time via warm transfer.
Mandatory mini-Miranda disclosures are played automatically on every verified contact - logged, timestamped, and stored for audit readiness.
Run thousands of compliant collection calls per day. VoiceOI handles the volume - your collectors handle the conversations that matter.
[CAMPAIGN] -- Payment Reminder: Portfolio-Q3
[ACCOUNT] -- John D. | Balance: $4,200 | Past Due: 60d
[AGENT] -- "This is a call from [Company]. This is an attempt to collect a debt..."
[RPC] -- Identity verified. Willing to discuss.
[ACTION] -- Live Transfer to Collector-03 initiated
Join collection agencies and lenders scaling compliant outreach with VoiceOI.
Deploy Collection AgentsCommon questions about scaling collections outreach with AI voice agents.
VoiceOI deploys outbound voice agents that handle payment reminder calls, right-party contact verification, and payment plan negotiation. Agents follow configurable FDCPA-aligned scripts, capture debtor responses, and escalate willing-to-pay accounts to a human collector in real time via live transfer.
VoiceOI includes native FDCPA compliance controls: mandatory mini-Miranda disclosure playback, DNC list integration, time-of-day calling restrictions, call recording with audit trail, and consent tracking. All script logic is bounded by compliance guardrails you configure before deployment.
Yes. VoiceOI agents handle answering machine detection, multi-number dialing sequences, and identity verification flows to maximize right-party contact rates. Only verified, live debtors who engage with the script are routed to human collectors, eliminating wasted agent time on non-contacts.